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FAQs about "Positive Returns"

Who runs the newsletter? Are they any good at picking stocks?
Ron Chapman Jr., using his own investing style, is the Chief Investment Officer for the newsletter. As of 5/29/08 his portfolio (RonChapmanJr) is ranked #16 out of over 57000 independent, professional, and institutional investors on Motley Fool CAPS. There is no number doctoring here. See his portfolio for yourself courtesy of The Motley Fool.


How does the newsletter pick stocks/ETFs?
We pay attention to macro economic and societal conditions and try to find stocks and ETFs that are poised to take advantage of these conditions. We often focus on stocks and ETFs outside of the U.S. as that is where the biggest growth going forward will be, but if we find a good stock in the states, we will not hesitate to recommend it. Whose strategy do we follow? Buffett's? Benjamin Graham's?
Actually, we follow our own strategy. If you just want to follow Buffett there are hundreds of other newsletters to which you can subscribe.


How does one invest in nonprofits?
Investing in nonprofits is done by donating to them. Even though one can not buy stock in nonprofits, we still believe that investing in nonprofits is not only possible, but can be just as rewarding as investing in public companies. Money invested in an effective nonprofit can lead to heart gains as individuals can see their money help the population that the nonprofit serves.


Does Positive Returns get any kickbacks from the companies or nonprofits it promotes?
We are not connected financially, or in any other way, to any of the companies we recommend. We are not financially tied to any of the nonprofits we recommend either, but we do often know the leadership of the organizations and exchange links with them. You can feel confident donating to them out of your windfall or for the tax break should you so choose.


Why would I pay for a newsletter when I can invest on my own?
Anyone can invest in the stock market. However, not everyone can invest in the stock market and actually do well. Picking good companies requires research, which of course requires time. By using our newsletter to guide you through the market, you are saving hours of research time and/or the money you would pay to a broker.

The goal of "Positive Returns" is to provide you with unbiased research and basic facts about individual stocks, ETFs, and nonprofits so that you can then research them further before deciding to add them to your portfolio or not. If you are currently not an active investor and would like to learn more about stock investing, this newsletter will prove to be a great starting point.


Does Positive Returns cater to a specific group (new investors, experienced investors, individuals, groups)?
Yes. The main group we hope will take advantage of our newsletter are individuals who are not currently investing or are only investing through their employer-sponsored plan. We have seen the pitfalls of poor financial planning and we want to see as many people as possible avoid being "stuck" financially in the future.
However, we hope that investors of all experience levels, nonprofit leaders, and institutions subscribe to our newsletter. For the experienced investor we offer more research to guide their investing. For nonprofit leaders we offer a sensible alternative to avoid either doing the research themselves or paying a mutual fund manager to "look out" for their organization's best interest. For the institution we offer valuable research that is less expensive than practically anywhere else.


Would I benefit from subscribing to "Positive Returns"?
Of course! It is rare to find a true win-win situation. Here at Games For Life we believe we have one for you. You'll get Information about great stocks and nonprofits all for a low subscription fee. Throw on top is the fact that we donate part of our revenue to a nonprofit and you can't lose!